Money Judgement Essay Example | Topics and Well Written Essays - 1500 words

Money Judgement - Essay Example In most cases, people intentionally do this, while some others face difficulties because of their poverty or personal inconveniences. Debt collection indicates a means which helps in collecting individual debts and reminds the debtors of their requirements to pay outstanding debt. "The matter of debt collection comes into the issue when procuring debt payment from debtors through ordinary credit control process is proved ineffective" (Getting Paid by Debtors, 2006). "Debt recovery policy is concerned primarily with the recovery of debts prior to legal action being taken but the principles should still be applied wherever appropriate even if litigation has commenced (Debt Management, 2007, p.3). A fair and sound debt recovery policy is a sine qua non for the effective and working finance regime in a given country. "Debt recovery policy should be fair to everyone, particularly for the well- being of low incomes people" (Corporate Debt, 2005, p.3). People are to suffer much hardship in collecting debts. However, in order to win the legal battle in recovering debt money, concerned party or creditor is to arrange sufficient documents and evidences for the courts satisfaction that the said creditor is entitled to have the disputed debt money. "Successful debt recovery suggests the conglomeration of adequate evidences and in particular proof of rent arrears, invoices for remedial work and copies of the inventory and condition check" (Made Easy, 2005). The growing expansion and gradual development of trade and commerce within a state and between states have made the financial dealings and business regulations more complicated. As a result, countries have sharply experienced the necessity of a well- structured debt collection policy corresponding to the existing business regulation. "An ideal debt collection policy provides an overarching framework and covers the collection of Rents, Council Tax, Business Rates, Sundry Debts and Housing and Council Tax Benefit overpayments" (Corporate Debt, 2005). Debt recovery strategy requires a close and continuous contact between the debtor and creditor or the solicitor appointed by the creditor for recovering the debt money. "An effective debt recovery strategy involves a combination of communication methods; such as, telephone, mail, visiting and so on" (Debt Recovery Guidelines, 2002, p.5). Of course, the manner of such contacts should not be oppressive or threatening, and must conform to t he accepted good practices. Implementing an effective UK debt recovery strategy is a priority for any business wishing to maximise its cash flow. Amongst nations, UK is mostly concerned to reform its debt recovery strategy and accordingly it has been continuously striving to erect a well-shaped debt recovery strategy. "Debt recovery procedures were significantly changed in 1999 following the reforms implemented by Lord Woolf after the Woolf report" (Debt recovery Agents, n.d.). Again, it is said that "[d]ebt recovery procedures and a corporate debt recovery policy were last approved by Cabinet in June 2006. The procedure relates to all types of debt i.e. Council Tax arrears, Business Rates and sundry debts" (Report of DCS, 2007, p.2). 3. Modes of Recovering Debt money Frequent Cash flow and the prompt

Labour rights for illegal immigrants Research Paper

Labour rights for illegal immigrants - Research Paper Example They are forced to work with unscrupulous employers for pittance, denied all benefits and allowances, including holidays and overtime pay, and made to live in constant and morbid fear of being caught and deported back to their countries of origin. Since they are marginalized and without support, they are often exploited by employers who use them as cheap laborers with little reward for their hard and arduous labor. Research Hypothesis: This paper will focus on the increasing number of immigrants that are specifically coming into the United States and the roles they play; both the positive and negative aspects of life in this country as well as to the significant reasons why they need to be supported by the native people here. Introduction: The US has always been a land of great opportunities for people coming from other underdeveloped countries of the world. Thousands of immigrants flock into the US in order to seek a better deal for themselves and their families and to get rid off p overty back home. â€Å"Individuals generally choose to emigrate to countries that are more technologically advanced, have greater resources and offer more opportunities† (Illegal Immigration 2010). But there are several risks and challenges involved. They think that entry into the United States is an end to all their poverty and misery and the start of a new and happy life for them as well as their families. However, the reality is just the opposite, as soon they start to realize that their problems have just begun, in terms of challenging work situations, risks of getting caught and deported and being marginalized in all walks of life when compared with native inhabitants. But the truth of the matter is that over America’s eventful history, the contribution of immigrants in this country has been immense. Most of the people who inhabit the United States have been immigrants at one time or the other, and it is only the North American Indians who could truly and justly call themselves the original inhabitants of this country. All others are immigrants who were lucky to gain immigration status over the course of time. It is believed that there are at least 10 million illegal Immigrants in the United States and their figures are increasing with each passing day. They are mostly employed in works, which require little education and less efficient skill sets. â€Å"Illegal immigrants make up a significant portion of the workforce in key industries. 1.4 million are employed in leisure and hospitality with another 1.7 million in construction and 1.0 million in manufacturing. In addition undocumented worker make up 25% of the total workforce in farming† (Legalization Has Many Perceived Benefits 2010). â€Å"It has accommodated an expanding labor supply that today includes 1.5 million immigrants per year whose spending on housing and consumer goods helps stimulate the economy and increase the demand for still more labor† (Immigration: impact on U.S. economy 2010). However, in true fairness to the immigrants, it should be said that they are contributing a lot to the economic development and progress of this nation, in all major areas of business, commerce and trade. â€Å"Illegal immigration into the United States is a highly profitable proposition for both employers and the U.S. government, and it also benefits Mexico, which

Maternal Obesity Essay Example | Topics and Well Written Essays - 1750 words

Maternal Obesity - Essay Example Maternal obesity is a significant concern for the society since it poses a lot of health threats not only for the mother, but also for the conceived child. Indeed, Galtier-Dereure, Boegner, & Bringer (2000) found that children born to obese mothers were 35% more likely to be admitted to the neonatal intensive care unit due to complications of care. The obese mother is also at an increased risk for hypertension and diabetes. In addition to these, the CDC (2010) also noted severe health consequences to the mother (i.e. preeclampsia, caesarean delivery, etc.) and the newborn (i.e. macrosomia, neural tube defects, etc.). Given these dangers of maternal obesity, there is then a need to increase the awareness of mothers regarding the hazards posed by it, and what can be done as means of prevention and treatment. By utilizing the Health Belief Model (HBM), obese mothers can be motivated to change their diets and lifestyle to decrease the harmful effects of obesity. By using this model, the healthcare provider will provide health education and information dissemination to obese mothers, and they will then monitor the impact of these interventions. The rest of this paper will then explore the means of evaluating the success of such interventions. Essential Elements of Evaluation Process/Model One component of the intended intervention for maternal obesity involves assessment: the identification of the mothers in need of treatment obesity. With this intervention, a significant element of the evaluation process is assessment itself, as well as the establishment of an actual need for the interventions within the community. This element (assessment) is justified by the fact that without assessment, the nurse would never know who needs help, and the patients themselves may never become aware of the need to watch their weight before, during and after pregnancy (Kozier, et al. 2008). In addition, assessment would allow the nurse to develop programs that can cater to the indivi dual needs of the different members of the community. More importantly, assessment of the need for treatment will provide for opportunities for establishing patient goals and reasonable expectations (Foster, Wadden, Vogt, & Brewer, 1997). Another major component of the intervention for maternal obesity involves information dissemination of nutritional information, of the health risks of maternal obesity, and of the benefits gained from maintaining a healthy weight and diet. Therefore, in relation, an essential element of the evaluation process involves the degree by which the given information is understood and impacts the intended population of obese mothers. This element is essential for the whole intervention because in knowing the degree of impact of the disseminated information through evaluation, the nurse is assured of the mother’s compliance. Indeed, according to the HBM, if the mother understands the risks of the unhealthy behavior or condition, then change in health behavior can be better facilitated (National Cancer Institute, 2005). Additionally, another part of the intended interventions is the submission of a proposal to authorities and organizations for appropriate funding and possible policy changes. Thus, in relation to this, another element of evaluation is collaboration. Indeed,

First World War and the Poetry Essay Example | Topics and Well Written Essays - 1250 words

First World War and the Poetry - Essay Example The poets of this period reacted in a number of ways to the war. Some of their poems deal directly with war experiences. They spoke about their fortitude and the emotional trauma that they suffered. Some addressed the futility and horrors of the war; while some expressed the loss of loved ones. The woks of poets like Edward Thomas Isaac Rosenberg, and Wilfred Owen illustrate the horrors of the war in great detail. Having a first hand experience of the war as soldiers, these writers understood the meaninglessness of the war. They realized that other than destruction there is nothing to be gained from the war. They demonstrated the same in their poetry. In Edward Thomas' poetry titled The Owl, the poet illustrates the wretchedness of the aftermath of a war. The soldier is tired, hungry and needs to rest after surviving the war. After having food at the inn, the soldier lays down to rest. But the memories of the war haunt him and he becomes restless. He realizes that war did not bring anything other than destruction and loss of lives of fellow human beings. This agitation is further heightened by the cry of the owl: The cry of the owl embodies the misery of all the soldiers who lost their lives. The owl seems to be lamenting the death of those who lost their lives. The soldier's awareness of their deprivation awakens a sense of remorse in him: Another of his poems titled The Rain, illustrates how the war can damage one's sense of worth. Feeling solitary amongst the dead bodies that are lying all around, he experiences a void which can never be filled. He is preoccupied with death which he knows is imminent: "Remembering again that I shall die" (Jon Silkin 91). The deaths have hardened him. There is no love in him. He is: "helpless among the living and the dead" (Jon Silkin 91). He does not feel any pity for the dead. His life as a soldier makes him cynical. He considers death to be a blessed condition rather than be alive with a sense of such worthlessness: "If love it be towards what is perfect and/ Cannot, the tempest tells me, disappoint"(Jon Silkin 91). Another poet who illustrated the horrors of war is Isaac Rosenberg. His poems deal with the sufferings of the soldiers. He looks at the war from the view point of a soldier. Rosenberg 'painted' what he saw and experienced; his poetry contained the colors of light/shade and the contrasts of night and day of the battlefield landscapes he constructedin his poems. These painted poems also contain a philosophizing about life andcivilization. (Trevor Tasker). Isaac Rosenberg's poem Returning, We Hear the Larks shows a soldier's preoccupation with death

What do you understand by globalisation Discuss who- if anybody, is Essay

What do you understand by globalisation Discuss who- if anybody, is benefiting from different aspects - Essay Example The policy changes have opened up borders domestically and internationally hence facilitating the movements of goods and services and causing massive migration across the globe (Johnson, 2002, 428). Many nations have adopted free-market economies thus expanding investment and trading opportunities, as well as expansion of production potential. The advancement in technology is the main driver of globalization and is making people develop the capacity for making informed decisions (Intriligator, 2003, p. 3). The use of information technology and the use of internet have increased the interactions of people through use of mobile phones and the use of social media such as facebook, twitter, YouTube and MySpace among others. The interactions of people have resulted to peace and understanding across the globe. The interaction of people from different cultural backgrounds has improved the way people respond to various issues (Thompson, 2007, p. 1). Different people have enriched their culture by copying positive aspects of the other people’s culture thus improving their living standards. For example, the Western culture has imposed significant changes in the cultures of developing nations in a positive way. The religion of the Western communities has been accepted in the developing countries (Dator, 2006, p. 23). The building styles of the Western countries have been greatly appreciated in other communities and so on. The governments from different nations have benefitted from globalisation because, through the movement of goods and people across nations, the governments are able to increase revenue. Globalisation has resulted to exports and imports of products across the globe (Intriligator, 2003, p. 7). The governments levy custom duties on imports thus increasing the nations’ income. The world nations are able to increase their GDP because they have the opportunity to produce products for sale in other

The Speech of Frederick Douglass - Tandem to Leslie Harris Works Essay - 9

The Speech of Frederick Douglass - Tandem to Leslie Harris Works - Essay Example The author had been invited to make a speech regarding the meaning of the Fourth of July to the black population in America. The author is a male black American citizen. The first section of the speech praised what the founding fathers had done to the country. However, the second section of the speech was in tandem to the issues raised in chapter 6 and 7 in Leslie Harris’ In the Shadow of Slavery and the A People and Nation which focuses on slavery and a criticism of the stance of the American people regarding slavery. This essay will be focused on the speech of Frederick Douglass in comparison to Leslie Harri’s In the Shadow of Slavery and the A People and Nation. In their writings, the two black abolitionists bare almost similar arguments directed towards the perception and the overall negative consequences of slavery. Leslie Harris teaches history at Emory University and an author who writes based on her class experience and gathers enough evidence from newspapers, organizational records and other forms of literature. Leslie Harris gave detailed information about race and class in New York City. In the Shadow of Slavery has revealed more than two-century slavery in the city. She has touched on the real issues that affected African Americans who lived their lives in the shadow of slavery where most of them were enslaved. The black colour was seen as an inferior colour and the dark moments of the blacks could not be erased even after slavery ended. The author focusses on the actions of blacks in the New York City and devotes more than half of the book to the New York City’s slavery. She asserts that blacks played a major role in the development of the city and further gives details on how class and community arose between blacks and whites. She thoroughly tackles the era of slavery, developme nt of antislavery sentiment and movements and finally the era of abolitionism. Harris details the developing struggle against slavery, notes the importance of black labour and notes the white ambivalence about black freedom.  

Practical Research and Design Essay Example | Topics and Well Written Essays - 250 words

Practical Research and Design - Essay Example The leaders were informed of the problems found from the research. Suggestions were put forward to help solve these problems. Leaders were also advised and encouraged to attend courses that give lessons about good leadership. Since these problems have persisted for many years, the outcomes mean that the leaders of the university lacks lack proper leadership skills especially in managing and organizing their classes and labs. In addition, the lack of adequate finances to equip the labs and finance classroom needs means that the budget of the finance department has faults. This in turn leads to late graduation of students. From my reflections, I learnt that organizing ones work is essential, since it paves way for the next step. I also learnt that it is importance to pursue what I have accomplished and to adjust any decisions that need alterations. I also acquired great leadership skills from the resources I used during the research. The research also involved other participants such as my supervisor, the finance department of the university and the supervisor of the university lab. Form this issue; I have learnt that great leadership is essential for the survival and excellence of any organization, such as a school. A good leader should always motivate his/her working team and always create new ways of doing something (White, 1). In reference to the system, I learnt that leadership should be excellent in all areas of an organization to ensure the smooth running of the organization. The process taught me how to organize my work and always implement one step after the other. White, Barbara. Six Important Managerial Skills For Successful Leadership, September 14, 2005. Retrieved on November 29, 2011 from